# Get loan pool

```
GET /api/v1/loan_pool
```

#### Response

* Status 200: Success

```json
{
  "success": true,
  "data": {
    "total_borrowed": "500000.000000",
    "total_borrowable": "2000000.000000",
    "utilization": "0.25",
    "borrow_rate_apr": "0.08",
    "borrow_rate_apy": "0.0833",
    "lend_rate_apr": "0.06",
    "lend_rate_apy": "0.0618",
    "utilization_max": "0.85",
    "auto_lender_entry_threshold": "1000.000000",
    "last_interest_accrual_at": 1716200000000,
    "last_interest_payout_at": 1716200000000,
    "updated_at": 1716200000000
  },
  "error": null,
  "code": null
}
```

<table><thead><tr><th width="208">Field</th><th width="186">Type</th><th>Description</th></tr></thead><tbody><tr><td><code>"total_borrowed"</code></td><td>decimal string</td><td>Total amount currently borrowed from the pool</td></tr><tr><td><code>"total_borrowable"</code></td><td>decimal string</td><td>Total amount available to borrow</td></tr><tr><td><code>"utilization"</code></td><td>decimal string</td><td>Pool utilization ratio (borrowed / total)</td></tr><tr><td><code>"borrow_rate_apr"</code></td><td>decimal string</td><td>Current annualized borrow rate</td></tr><tr><td><code>"borrow_rate_apy"</code></td><td>decimal string</td><td>Current compounded annual borrow rate</td></tr><tr><td><code>"lend_rate_apr"</code></td><td>decimal string</td><td>Current annualized lending rate</td></tr><tr><td><code>"lend_rate_apy"</code></td><td>decimal string</td><td>Current compounded annual lending rate</td></tr><tr><td><code>"utilization_max"</code></td><td>decimal string</td><td>Maximum utilization cap for the pool</td></tr><tr><td><code>"auto_lender_entry_threshold"</code></td><td>decimal string</td><td>Minimum balance threshold to be included in auto-lending</td></tr><tr><td><code>"last_interest_accrual_at"</code></td><td>integer or null</td><td>Timestamp of last interest accrual (ms). <code>null</code> if never accrued</td></tr><tr><td><code>"last_interest_payout_at"</code></td><td>integer or null</td><td>Timestamp of last interest payout (ms). <code>null</code> if never paid out</td></tr><tr><td><code>"updated_at"</code></td><td>integer</td><td>Timestamp of last update (ms)</td></tr></tbody></table>

* Status 500: Internal server error

#### Code Example (Python)

```python
import requests

response = requests.get(
    "/api/v1/loan_pool",
    headers={"Accept": "*/*"},
)

data = response.json()
```


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://pacifica.gitbook.io/docs/api-documentation/api/rest-api/markets/get-loan-pool.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.
